Are You Losing Thousands on Health Insurance Extras You Never Use?
The average Australian loses $1,800+ per year on unused health insurance extras. Your Health Wallet changes everything.
The Hidden Cost of Traditional Health Insurance
Money Wasted
Unused benefits expire every year. That's money you paid for but never got to use.
Time Pressure
Use it or lose it. You're forced to use services you don't need just to avoid waste.
Limited Coverage
Extras don't cover family members or pets. You need separate policies.
No Growth
Your money doesn't earn interest. It just disappears if you don't use it.
How Your Health Wallet Works
Three simple steps to take control of your health savings
See How Much You Could Save
Enter your details to get a personalized savings estimate
Your Health Wallet vs Traditional Extras
| Feature | Traditional Extras | Your Health Wallet |
|---|---|---|
| Annual Cost | $1,800 - $2,400 | You decide |
| Unused Benefits | ❌ Lost forever | ✅ Roll over & earn interest |
| Interest Earned | ❌ None | ✅ Yes |
| Family Coverage | ❌ Separate policy needed | ✅ Included |
| Pet Coverage | ❌ Not covered | ✅ After 12 months |
| Gap Fees | ❌ Often charged | ✅ No gap fees |
Regulated by Australia's Leading Financial Authorities
Your funds are safe, secure, and fully compliant
ASIC Licensed
AFSL: 500574
ARSN: 627076411
Regulated by the Australian Securities and Investments Commission
AFCA Member
Member of the Australian Financial Complaints Authority. If you have a complaint, contact AFCA at 1800 931 678
NAB Custodian
Your funds are held by NAB-approved custodians. Bank-level security and protection.
Every Day You Wait, You're Losing Money
Money lost per day on unused extras:
Based on average $1,800/year loss
Frequently Asked Questions
No. This website provides general information only and does not constitute personal financial advice. Please refer to our Product Disclosure Statement (PDS) before making any financial decisions. We recommend speaking with a financial adviser if you need personalized advice.
Yes. Your Health Wallet is ASIC licensed (AFSL 500574) and your funds are held by NAB-approved custodians. We are members of AFCA (Australian Financial Complaints Authority) for dispute resolution.
Yes. Your Health Wallet covers you, your partner, and your children. You can use funds for any family member's health services.
Pet coverage is available after 12 months of membership. You can use your funds for eligible pet health services including vet care.
Don't Let Another Year of Extras Go to Waste
Join thousands of Australians taking control of their health savings today.