The 3-Step Process
Choose Your Contribution
Select how much you want to contribute each month. Start small or go big—it's your choice.
Use for Any Health Service
Use your funds for dental, optical, physio, psychology, or any other health service. No restrictions.
Watch It Grow
Unused funds roll over each year and earn interest. Your money works for you.
Key Features
💰 Rollover Funds
Unlike traditional extras, your unused funds don't disappear. They roll over to next year.
📈 Earn Interest
Your balance earns competitive interest rates, helping your health savings grow.
👨👩👧👦 Family Coverage
One account for the whole family. Use funds for yourself, spouse, or children.
🐾 Pet Coverage
After 12 months, use your balance for pet health services including vet visits.
🔒 Complete Safety
ASIC licensed, AFCA member, funds held by NAB-approved custodian. Your money is secure.
💳 Full Flexibility
Use for any health service. No gap fees, no restrictions, no surprises.
How Withdrawals Work
Withdrawing from Your Health Wallet is simple. Submit a claim for any eligible health service, and we'll process it quickly. You can withdraw:
- Dental services (cleanings, fillings, extractions)
- Optical services (eye tests, glasses, contacts)
- Physiotherapy and allied health
- Psychology and mental health services
- Massage and wellness treatments
- And many more health services
Interest & Growth
Your Health Wallet balance earns interest, helping your health savings grow over time. The more you contribute and don't use, the more interest you earn. It's a win-win: you're prepared for health expenses while your money works for you.