Feature Comparison
| Feature | Your Health Wallet | Bupa Extras |
|---|---|---|
| Annual Cost | Your choice | Fixed premium |
| Unused Benefits Rollover | ✓ Yes | ✗ No |
| Interest Earned | ✓ Yes | ✗ No |
| Family Coverage | ✓ One account | Separate policies |
| Pet Coverage | ✓ After 12 months | ✗ No |
| Gap Fees | ✓ None | May apply |
| Waiting Periods | ✓ None | Up to 12 months |
| Flexibility | ✓ Any health service | Limited services |
| Transparency | ✓ Full clarity | Hidden restrictions |
Why People Are Switching from Bupa
💰 Stop Losing Money
With Bupa, unused benefits disappear each year. Your Health Wallet lets them roll over and earn interest.
📈 Earn Interest
Bupa extras don't earn anything. Your Health Wallet balance grows with competitive interest rates.
👨👩👧 Better Family Coverage
Manage the whole family with one account instead of multiple Bupa policies.
🐾 Pet Coverage
Bupa doesn't cover pets. Your Health Wallet does after 12 months.
🔒 Regulated & Safe
ASIC licensed, AFCA member, funds held by NAB-approved custodian. Same security as Bupa, better terms.
💳 No Gap Fees
Bupa charges gap fees. Your Health Wallet doesn't.
See Your Potential Savings
Calculate exactly how much you could save by switching from Bupa
Calculate My Savings⚠️ IMPORTANT: This comparison is for general information only and does not constitute financial advice. Actual outcomes may vary. Please refer to the Product Disclosure Statement (PDS) before making any decisions. Past performance is not indicative of future results.